Our mission to deliver honest financial products that improve lives extends beyond borders. Consumers across the globe need safe, transparent financing. Our retail partners need Affirm to be there for them, wherever that might be. To help achieve this vision, we are expanding our product lines and becoming a global company.
Merchant Payments is part of the Global Payments Platform which is responsible for all money movement services across the Affirm Network including virtual card issuance, consumer, merchant, and institutional payment flows.
As the Senior Product Manager for Merchant Payments, you will evolve the Affirm merchant payout ecosystem that facilitates money movement to merchants. You will bring payments industry expertise to the team, define specifications, participate in weekly team syncs, manage roadmaps, ensure safe and efficient merchant settlements, and prioritize development capacity.
You will balance strategic direction with tactical execution, from architecture to operations to go-to-market. You can communicate complex concepts concisely, operate in a regulatory environment, have technical conversations (and opinions), and are passionate about scalable platforms.
The scope of this role includes evolving our merchant balance, merchant payouts, and disbursements and reports to the Director of Product - Global Payments Platform.
What You'll Do
Be the product owner who drives our strategic product and vision for merchant payments
Develop features and capabilities to facilitate the collation, tracking and settlement of payouts to merchants
Oversee the development and management of real-time systems to record revenue and costs
Design and build payment services that create a delightful merchant experience
Drive product roadmap and own prioritization process
Define the success metrics and OKRs by partnering with cross functional leaders
Leverage data-driven experimentation and measurement frameworks to track product success or lack of thereof
Understand financial and operational inefficiencies and optimize processes
Work closely with all product teams, business, ops, and executive stakeholders to ensure successful end-to-end delivery
5+ years of product management experience in the tech industry
3+ years of experience with payments in the US payments ecosystem or similar
Familiarity with concepts such as flow of funds, cash tracking and accounting
Experience defining strategic vision and tactical execution to build large scale payments platforms
Strong proficiency in SQL and are comfortable navigating data sets
Solid technical chops that allow you to have in depth technical discussions and opinions
Ability to work in a global environment across multiple locations and time zones to drive consensus in cross-functional teams
Outstanding written and verbal communication with a diverse stakeholder audience
Comfortable in an ambiguous matrixed organization
Bachelors/Masters degree in Computer Science, Finance or equivalent experience.
Bonus points:
Experience with consumer payment processing (debit/credit/ACH)
Experience with institutional money movement (e.g. ACH/wire)
We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.
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